A Team Committed to Your Financial Well-Being.
Experience, education, and a genuine commitment to helping individuals and families approach retirement with greater understanding and confidence.
Real People. Specialized Knowledge. A Shared Commitment to Your Future.
At Doctor for Financial Health, we believe retirement planning deserves the same care and attention as other important life decisions.
Our team brings together knowledge in annuities, retirement income planning, Social Security, and client service. Together, we are committed to making complex financial topics easier to understand and helping clients make informed decisions about their future.
Marnique Sparago
Founder | Financial ProfessionalMarnique founded Doctor for Financial Health, LLC with a clear purpose: to help individuals and families prepare for a more financially secure retirement through education, thoughtful planning, and personalized guidance.
Having witnessed firsthand the challenges retirees face when financial uncertainty overshadows their retirement years, Marnique developed a passion for helping others approach their financial futures with greater confidence and understanding.
Her approach begins by listening. She believes that every client deserves a clear explanation of their options, an opportunity to ask questions, and a financial strategy that considers their individual goals and circumstances.
Marnique earned her B.S. in Finance from Marymount College of Fordham University. Her financial services background, professional licensing, and commitment to client service reflect the standards she brings to her work.
She has earned recognition through Million Dollar Round Table (MDRT), an international organization associated with professional achievement, ethical standards, and client service excellence in the life insurance and financial services industry.
Marnique's dedication to education, integrity, and personal attention has helped her build relationships with clients from across the United States. She remains committed to helping people understand retirement income options and make thoughtful choices for the years ahead.
“I will treat my clients as I would wish to be treated.”
Marnique's guiding philosophy, inspired by the Golden Rule.Experience, Education, and a Commitment to Care.
We believe the most meaningful client relationships are built on respect, knowledge, and thoughtful communication.
Client-First Service
Understanding each client's goals, concerns, and priorities before evaluating available options.
Financial Education
Making important retirement topics easier to understand so clients can ask informed questions.
Thoughtful Guidance
Considering long-term objectives, income needs, and the important tradeoffs involved in financial decisions.
Meet the People Behind Doctor for Financial Health.
Specialized knowledge, personal dedication, and a shared commitment to supporting individuals throughout their retirement journey.
Heather Schreiber
Social Security ExpertHeather Schreiber, IRMAACP™, RICP®, NSSA®, brings more than 30 years of financial services experience, having worked with organizations including Franklin Templeton Group of Funds, AXA Advisors, and SunTrust Bank, now Truist.
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Heather has also contributed her expertise to The American College of Financial Services' Knowledge Hub+ platform, sharing insights into Social Security and retirement planning.
Throughout her career, Heather has developed extensive knowledge across retirement income distribution, estate planning, charitable giving, multi-generational planning, tax mitigation strategies, and IRS reporting considerations.
She is especially passionate about helping financial, tax, and legal professionals understand complex retirement topics and communicate effective planning considerations to the people they serve.
Griffin Malatino
Annuity SpecialistGriffin Malatino is a financial advisor with an engineering degree from the University of Florida. His engineering background provides an analytical approach to evaluating financial decisions and solving problems.
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Griffin's ability to think critically and consider the bigger picture helps him understand how different financial choices can influence an individual's long-term goals.
He is passionate about helping people pursue financial security and believes clients deserve education, clear explanations, and attentive service when considering their financial options.
Outside of his professional life, Griffin is a proud father to twins, Otto and Ada. He enjoys golf, disc golf, softball, skiing, and spending quality time with his family.
Rachel Root
New Business ManagerRachel Root brings nine years of industry experience to her role as New Business Manager. She enjoys her work and is dedicated to supporting organized, efficient processes and a positive client experience.
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Rachel understands that the details behind the scenes are an important part of delivering dependable service. She brings enthusiasm, organization, and a caring approach to her responsibilities.
Outside of work, Rachel enjoys spending time with her family. She has two children, Kaydence and Ryland, and loves spending time with her husband, Lewis, and their two Boston terriers.
Rachel also enjoys home design and is always thinking of new DIY projects, often recruiting her husband to help bring her ideas to life.
Let's Start Building a Clearer Picture of Your Retirement Future.
Whether you're exploring annuities, reviewing an existing contract, or seeking information about retirement income strategies, we're ready to start the conversation.